Income and expenses side by side on one page.
Free Printable Monthly Budget Planner
Income and expense tables with amount columns, in no particular currency. Print it and fill it in by hand.
This is the PrintNook page, not the printable sheet.
To print the sheet at its true size, go back and use the Print or Download PDF button, then print at 100 percent scale, not Fit to page.
Print at 100 percent scale, not Fit to page.
Free for personal and commercial use. No attribution required, no watermark. See terms.
Need a month grid to plan payment dates against? Open it in the planner and calendar maker.
A budget planner is the quiet habit behind most solid finances. Writing income and spending down by hand forces you to look at the real numbers, and that honest look is where control begins. This printable gives you a clear income table at the top, with a row for each source and a column for the amount, then a larger expenses table below for rent, bills, groceries, savings, and everything else. Totalling the two tells you at a glance whether the month balances. There is no spreadsheet to set up and no account to log spending into, just a clean page you fill in with a pen. PrintNook generates the PDF in your browser, free to print as often as you like.
What a budget planner is good for
Monthly money planning
List your income at the top and your expected costs below, then compare the totals to see how much is left before the month begins.
Cutting spending
Seeing every category written out makes the easy trims obvious. A budget on paper is harder to ignore than a number in an app.
Saving toward a goal
Add savings as its own expense line so you pay yourself first. Treating it as a fixed cost is the simplest way to build a habit.
Put savings in the expenses table, not the leftovers
The sheet has six income rows and twelve expense rows, and where you write savings decides whether the budget works. Written as a line in the expenses table, alongside rent and bills, savings is a fixed cost you pay at the start of the month. Left as whatever remains at the bottom, it is the first thing that disappears. The same logic applies to irregular annual costs: insurance, car maintenance, a holiday. Divide the yearly figure by twelve and give it an expense row, so the month it lands in is not the month the budget breaks.
Specifications
Counted from the generator itself at its default settings, not estimated. Change a setting and these numbers change with it. How we measure explains where they come from.
| Measure | A4 | US Letter |
|---|---|---|
| Sheet size (portrait) | 210 x 297 mm (8.27 in x 11.69 in) | 215.9 x 279.4 mm (8.50 in x 11.00 in) |
| Page margin | 15 mm | 15 mm |
| Orientation | Portrait | Portrait |
| Income table | 6 rows | 6 rows |
| Expenses table | 12 rows | 12 rows |
| Row height | 9 mm | 9 mm |
| Amount column width | 40 mm | 40 mm |
| Currency symbol | None, works in any currency | None, works in any currency |
Print at 100 percent. Turn off Fit to page in your print dialog so the layout keeps its true measurements. See our print settings guide for the full checklist, or A4 versus Letter if you are unsure which size to pick.
Building a bullet journal? This page makes a good collection page. See our bullet journal guide for the core layouts and rapid logging notation.
Frequently asked questions
What sections does the budget planner have?
There are two tables: an income table for your earnings and a larger expenses table for your outgoings, each with a column for the amount so you can total them.
Is it tied to a specific month?
No. The sheet is undated, so print one for any month and write the month name at the top yourself. Reprint a fresh copy whenever you need it.
What is on the sheet?
Two tables: an income table with six rows, and an expenses table with twelve, each with a source or category column and an amount column so you can total them.
Is it tied to a month?
No, it is undated. Write the month at the top and reprint a fresh copy whenever you need one.
Is there a currency symbol?
No, deliberately. The amount column is left plain so the sheet works in any currency.
Why print a budget instead of using a spreadsheet?
Because writing figures out by hand is slower, and slower is the point. A spreadsheet totals for you, which makes it easy to fill in without ever reading the numbers.
Can a financial coach hand this to clients?
Yes, for anything. The PDFs are free for personal, classroom and commercial use, with no attribution required and no watermark anywhere on the page.
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